银行业务yín hánɡ yè wùBanking Business阿拉伯数字 [ā lā bó shù zì] digit
按年摊付 [àn nián tān fù] yearly installments
按月摊付 [àn yuè tān fù] monthly installments
百分比 [bǎi fēn bǐ] percentage
保付支票 [bǎo fù zhī piào] certified check
保险箱 [bǎo xiǎn xiānɡ] safety-deposit box
背书 [bèi shū] endorsement; endorse a check
背书人 [bèi shū rén] endorser
背书受让人 [bèi shū shòu rànɡ rén] endorsee
背书有误不明 [bèi shū yǒu wù bù mínɡ] endorsement irregular
背书转让 [bèi shū zhuǎn rànɡ] negotiable endorsement
被提后注销支票 [bèi tí hòu zhù xiāo zhī piào] cancelled check
本票 [běn piào] cashier’s check
本位币 [běn wèi bì] standard money
本行支票 [běn hánɡ zhī piào] transfer credit (paying & receiving banks are the same)
贬值钞票 [biǎn zhí chāo piào] devalued currency
变动汇率 [biàn dònɡ huì lǜ] fluctuation in exchange rate
不承兑 [bú chénɡ duì] non-acceptance
不兑现 [bú duì xiàn] nonconvertible; irredeemable
不流动汇票 [bú liú dònɡ huì piào] non-negotiable bill
不抬头支票 [bú tái tóu zhī piào] bearer’s check
财团 [cái tuán] consortium
长期贷款 [chánɡ qī dài kuǎn] long-term loan
偿债基金 [chánɡ zhài jī jīn] sinking fund
承兑 [chénɡ duì] acceptance
承兑人 [chénɡ duì rén] acceptor
持票人 [chí piào rén] bearer
持票人印鉴 [chí piào rén yìn jiàn] signature of holder
储蓄存款 [chǔ xù cún kuǎn] savings deposit
储蓄存款户 [chǔ xù cún kuǎn hù] savings account
储蓄银行 [chǔ xù yín hánɡ] savings bank
穿孔字支票 [chuān kǒnɡ zì zhī piào] perforated check
船货放款 [chuán huò fànɡ kuǎn] cargo loan; loan on cargo
此户已取消 [cǐ hù yǐ qǔ xiāo] account closed
此票破裂处须出票人证实 [cǐ piào pò liè chù xū chū piào rén zhènɡ shí] mutilated check requires drawer’s confirmation
此票已止付 [cǐ piào yǐ zhǐ fù] payment stopped
窜改 [cuàn ɡǎi] tamper with
存放同业 [cún fànɡ tónɡ yè] due-from-bank
存付款卡单 [cún fù kuǎn kǎ dān] deposit transmittal
存款 [cún kuǎn] deposit
存款不足 [cún kuǎn bù zú] insufficient funds; not sufficient funds (NSF)
存款簿 [cún kuǎn bù] deposit passbook
存款单 [cún kuǎn dān] deposit slip
存款收据 [cún kuǎn shōu jù] deposit receipt
存款转账 [cún kuǎn zhuǎn zhànɡ] deposit transfer
大票换小票 [dà piào huàn xiǎo piào] break down
大写数字 [dà xiě shù zì] figures written in long hand
代理背书 [dài lǐ bèi shū] procuration endorsement
代收 [dài shōu] collecting for another agency
代用货币 [dài yònɡ huò bì] token
贷款利率 [dài kuǎn lì lǜ] lending rate; rate on loan
单利 [dān lì] simple interest
单张汇票 [dān zhānɡ huì piào] sole bill/draft
到期支票 [dào qī zhī piào] matured check
抵押贷款 [dǐ yā dài kuǎn] secured/mortgage loan
抵押品 [dǐ yā pǐn] pledge; collateral
抵押债券 [dǐ yā zhài quàn] mortgage bond
地方银行 [dì fānɡ yín hánɡ] district bank
点钞机 [diǎn chāo jī] currency counting machine
电汇 [diàn huì] remittance by cable; telegraphic money; telegraphic transfer
定期存单 [dìnɡ qī cún dān] time-deposit slip
定期存款 [dìnɡ qī cún kuǎn] time deposit
定期汇票 [dìnɡ qī huì piào] time draft
动产抵押 [dònɡ chǎn dǐ yā] chattel mortgage
冻结账户 [dònɡ jié zhànɡ hù] blocked account; frozen account
短期贷款 [duǎn qī dài kuǎn] short-term loan
短期垫款 [duǎn qī diàn kuǎn] short-term advance
短期公债 [duǎn qī ɡōnɡ zhài] floating government bond
对账单 [duì zhànɡ dān] confirmation of balance; cross-check bill
额外发行 [é wài fā xínɡ] excess issuance
恶性通货膨胀 [è xìnɡ tōnɡ huò pénɡ zhànɡ] runaway inflation
发票 [fā piào] invoice
发票人 [fā piào rén] check drawer; maker
发票日期不全或不明 [fā piào rì qī bù quán huò bù mínɡ] date incomplete or illegible
发行 [fā xínɡ] issue
法定利息 [fǎ dìnɡ lì xī] legal interest
法定准备金 [fǎ dìnɡ zhǔn bèi jīn] legal reserve
放款 [fànɡ kuǎn] loan
分行 [fēn hánɡ] branch office
浮动汇率 [fú dònɡ huì lǜ] floating rate
副本汇票 [fù běn huì piào] duplicate bill
副署 [fù shǔ] countersignature; countersign
复利 [fù lì] compound interest
复贴现 [fù tiē xiàn] compound discount
付款 [fù kuǎn] paying; payment
付款联 [fù kuǎn lián] sales slip
付款人 [fù kuǎn rén] payer; drawee
付款条件到期 [fù kuǎn tiáo jiàn dào qī] payment terms maturity; date of payment terms
付款通知 [fù kuǎn tōnɡ zhī] payment advice
付款张数 [fù kuǎn zhānɡ shù] number of charges
付账人卡联 [fù zhànɡ rén kǎ lián] cardholder’s copy
个人征信书 [ɡè rén zhēnɡ xìn shū] personal credit information
更改处出票人签章有误 [ɡēnɡ ɡǎi chù chū piào rén qiān zhānɡ yǒu wù] signature of alteration irregular
更改处须发票人签章证明 [ɡēnɡ ɡǎi chù xū fà piào rén qiān zhānɡ zhènɡ mínɡ] alteration requires drawer’s signature
更改票据 [ɡēnɡ ɡǎi piào jù] altered/amended bill
公库 [ɡōnɡ kù] government treasury
挂牌 [ɡuà pái] hang chart (of current exchange rates)
官定贴现率 [ɡuān dìnɡ tiē xiàn lǜ] official discount rate
官价汇率 [ɡuān jià huì lǜ] official exchange rate
光票申请书 [ɡuānɡ piào shēn qǐnɡ shū] clean bills application
柜台出纳员 [ɡuì tái chū nà yuán] teller
贵重品保管库 [ɡuì zhònɡ pǐn bǎo ɡuǎn kù] vault
国际汇兑 [ɡuó jì huì duì] international exchange
国家银行 [ɡuó jiā yín hánɡ] national bank
国库 [ɡuó kù] exchequer; national treasury
国库支票 [ɡuó kù zhī piào] treasury check
国内汇兑 [ɡuó nèi huì duì] domestic exchange
国外银行本票逾额另须请求字句 [ɡuó wài yín hánɡ běn piào yú é lìnɡ xū qǐnɡ qiú zì jù] required over
国债 [ɡuó zhài] public debt
过期支票 [ɡuò qī zhī piào] stale/old check
合作金库 [hé zuò jīn kù] cooperative bank
黑市汇兑 [hēi shì huì duì] black market exchange
户名 [hù mínɡ] account name/title
划拨 [huà bō] remit money to seller’s account in payment for goods bought
划线支票 [huà xiàn zhī piào] cross/crossed check
换印鉴 [huàn yìn jiàn] change chop/seal
会签 [huì qiān] countersignature; countersign
汇兑 [huì duì] exchange
汇费 [huì fèi] remittance charge
汇款 [huì kuǎn] remittance
汇款方式 [huì kuǎn fānɡ shì] method of remittance
汇款核准书 [huì kuǎn hé zhǔn shū] remittance permit
汇率 [huì lǜ] exchange rate
汇票 [huì piào] bill of exchange
汇票票根 [huì piào piào ɡēn] remittance stub
汇票通知 [huì piào tōnɡ zhī] remittance advice
汇票支付限期 [huì piào zhī fù xiàn qī] usance
汇水 [huì shuǐ] remittance charge
汇水单 [huì shuǐ dān] remittance memo
活期储蓄 [huó qī chǔ xù] demand savings
活期存单 [huó qī cún dān] demand-deposit slip
活期存款 [huó qī cún kuǎn] demand/current deposit
活期存折 [huó qī cún zhé] demand passbook
活期贷款 [huó qī dài kuǎn] demand loan
货币价值 [huò bì jià zhí] monetary value
即期汇票 [jí qī huì piào] sight bill; demand draft
即期票 [jí qī piào] check payable at sight
即期票据 [jí qī piào jù] demand note
记名背书 [jì mínɡ bèi shū] full endorsement
记名支票 [jì mínɡ zhī piào] order check (no bearer)
甲种户 [jiǎ zhǒnɡ hù] checking account
假支票 [jiǎ zhī piào] counterfeit/forged check
鉴定支票效用 [jiàn dìnɡ zhī piào xiào yònɡ] verify a check’s use
见票即付 [jiàn piào jí fù] payment on demand
交换价值 [jiāo huàn jià zhí] exchange value/rate
交易 [jiāo yì] transaction
结单所列跳号支票 [jié dān suǒ liè tiào hào zhī piào] gap in check sequence
结汇 [jié huì] settlement of exchange
结清 [jié qīnɡ] close an account
结算 [jié suàn] liquidation; clear account
解款 [jiě kuǎn] transfer funds
金额不符 [jīn é bú fú] words & figures discrepancy
金额有误 [jīn é yǒu wù] amount incorrectly spelled
金块本位 [jīn kuài běn wèi] gold bullion standard
紧缩银根 [jǐn suō yín ɡēn] deflate/tighten money supply
进出口银行 [jìn chū kǒu yín hánɡ] export-import bank
进账 [jìn zhànɡ] entry
禁止转让 [jìn zhǐ zhuǎn rànɡ] be non-negotiable/non-transferable
拒付票据 [jù fù piào jù] dishonored note
拒付证书 [jù fù zhènɡ shū] protest
拒绝往来户 [jù jué wǎnɡ lái hù] dishonored account
卡户签名 [kǎ hù qiān mínɡ] purchaser’s signature
开发银行 [kāi fā yín hánɡ] bank for reconstruction & development
开户 [kāi hù] open an account
空白背书 [kònɡ bái bèi shū] blank endorsement
库存现金 [kù cún xiàn jīn] cash-in-vault
历年制 [lì nián zhì] calendar year
联行往来 [lián hánɡ wǎnɡ lái] inter-bank relations
连名 [lián mínɡ] co-sign; countersign
连署 [lián shǔ] co-sign; countersign
领款人 [lǐnɡ kuǎn rén] payee
旅行支票 [lǚ xínɡ zhī piào] traveller’s check
冒签支票 [mào qiān zhī piào] forge a signature on a check
面额 [miàn é] par value (p.v.)
面值 [miàn zhí] par value (p.v.)
名义利率 [mínɡ yì lì lǜ] nominal rate
耐火保险箱 [nài huǒ bǎo xiǎn xiānɡ] fire-proof safe
年利率 [nián lì lǜ] annual interest rate; per annum interest rate
年息 [nián xī] annual/yearly interest
年息率 [nián xī lǜ] annual interest rate; per annum interest rate
农贷 [nónɡ dài] agricultural loan
配给 [pèi jǐ] ration
票根未到请下次来 [piào ɡēn wèi dào qǐnɡ xià cì lái] No stub, please come again.
票据 [piào jù] bills
票据交换 [piào jù jiāo huàn] clearance; clearing
票据交换所 [piào jù jiāo huàn suǒ] clearing house
票据经纪人 [piào jù jīnɡ jì rén] clearing house broker
票据贴现 [piào jù tiē xiàn] note discount
票据再贴现 [piào jù zài tiē xiàn] note rediscount
票面利率 [piào miàn lì lǜ] nominal rate
票期未到 [piào qī wèi dào] unmatured note
凭票指示付款 [pínɡ piào zhǐ shì fù kuǎn] Pay to the order of..., please.
期票 [qī piào] promissory note
起息期 [qǐ xī qī] date of value
企业投资 [qǐ yè tóu zī] business investment
签章不全 [qiān zhānɡ bù quán] signature incomplete
签章有误不明 [qiān zhānɡ yǒu wù bù mínɡ] signature irregular
钱庄 [qián zhuānɡ] money-exchange shop (old Chinese bank)
请担保背书 [qǐnɡ dān bǎo bèi shū] confirmation of endorsement required
请盖银行交换所印 [qǐnɡ ɡài yín hánɡ jiāo huàn suǒ yìn] banker’s clearing shop required
请与出票人接洽 [qǐnɡ yǔ chū piào rén jiē qià] refer to drawer
缺头寸 [quē tóu cùn] deficit
让与人 [rànɡ yǔ rén] assignor
认票不认人 [rèn piào bú rèn rén] payable-to-bearer
日久失效 [rì jiǔ shī xiào] be out of date
日历年度 [rì lì nián dù] calendar year
日息率 [rì xī lǜ] daily interest rate
融资 [rónɡ zī] short-term loan for use as a revolving fund; accommodating fund
商人收账联 [shānɡ rén shōu zhànɡ lián] seller’s copy
商业承兑汇票 [shānɡ yè chénɡ duì huì piào] trade acceptance bill
商业存款 [shānɡ yè cún kuǎn] business deposit
商业贷款 [shānɡ yè dài kuǎn] commercial loan
商业银行 [shānɡ yè yín hánɡ] commercial bank
尚未到期 [shànɡ wèi dào qī] be postdated
社团存款 [shè tuán cún kuǎn] organization deposit
申请外汇 [shēn qǐnɡ wài huì] application for foreign exchange
生产贷款 [shēnɡ chǎn dài kuǎn] production loan
省库 [shěnɡ kù] provincial treasury
省银行 [shěnɡ yín hánɡ] provincial bank
剩余物资 [shènɡ yú wù zī] residual material
市银行 [shì yín hánɡ] city bank
收付处 [shōu fù chù] teller’s window
收款 [shōu kuǎn] receiving; receipts
收款报单 [shōu kuǎn bào dān] credit/debit advice
收款人 [shōu kuǎn rén] payee
手提保险箱 [shǒu tí bǎo xiǎn xiānɡ] portable safe
手续费 [shǒu xù fèi] procedure/handling fee
受款人 [shòu kuǎn rén] payee
受票人须背书 [shòu piào rén xū bèi shū] endorsement required
受让人 [shòu rànɡ rén] assignee
数码不符 [shù mǎ bú fú] words and figures are inconsistent
他行支票 [tā hánɡ zhī piào] clearing credit (paying & receiving banks are different)
抬头 [tái tóu] title (of client to banker)
抬头支票 [tái tóu zhī piào] order check (no bearer)
套汇 [tào huì] arbitrage
特别划线 [tè bié huà xiàn] special cross/crossed check
提款 [tí kuǎn] withdraw
提款单 [tí kuǎn dān] withdrawal slip
提款机 [tí kuǎn jī] cash dispenser/machine
条件背书 [tiáo jiàn bèi shū] conditional endorsement
贴水 [tiē shuǐ] agio; premium on money
贴现 [tiē xiàn] discount
贴现率 [tiē xiàn lǜ] discount rate
通知存款 [tōnɡ zhī cún kuǎn] deposit-at-notice; call deposit
同业存款 [tónɡ yè cún kuǎn] banker’s deposit
同业透支 [tónɡ yè tòu zhī] banker’s overdraft
同业往来 [tónɡ yè wǎnɡ lái] business relations within the same field
透支款项 [tòu zhī kuǎn xiànɡ] overdraft
透支利息 [tòu zhī lì xī] interest on an overdraft
涂改无效 [tú ɡǎi wú xiào] do not cash if altered; without validity if altered
退票 [tuì piào] returned/bounced check
退票理由 [tuì piào lǐ yóu] reasons for check returning
退票理由单 [tuì piào lǐ yóu dān] notice of returned check
托管存款 [tuō ɡuǎn cún kuǎn] in-trust deposit; deposit held in custody
托收 [tuō shōu] collection for others
外币存款 [wài bì cún kuǎn] foreign currency deposit
外汇 [wài huì] foreign exchange
外汇管制 [wài huì ɡuǎn zhì] exchange control
委托收款书 [wěi tuō shōu kuǎn shū] endorsement for collection
未兑支票 [wèi duì zhī piào] outstanding check
未经接洽 [wèi jīnɡ jiē qià] not yet negotiated
未贴印花 [wèi tiē yìn huā] stamp duty required
无记名支票 [wú jì mínɡ zhī piào] check not stating bearer’s name
无利息公债 [wú lì xī ɡōnɡ zhài] non-interest bearing bonds
无人提取 [wú rén tí qǔ] be unclaimed
无追索权 [wú zhuī suǒ quán] without recourse
物价指数 [wù jià zhǐ shù] price index
物量指数 [wù liànɡ zhǐ shù] volume index
现金传票 [xiàn jīn chuán piào] cash slip/voucher
现金结存 [xiàn jīn jié cún] cash balance
现金准备 [xiàn jīn zhǔn bèi] cash reserve
限制背书 [xiàn zhì bèi shū] restricted endorsement
相对基金 [xiānɡ duì jī jīn] counterpart fund
消费贷款 [xiāo fèi dài kuǎn] consumptive loan
新印鉴 [xīn yìn jiàn] new seal
信汇 [xìn huì] mail transfer (MT); remit by letter
信托存款 [xìn tuō cún kuǎn] trust deposit
信托银行 [xìn tuō yín hánɡ] trust bank
信托资金 [xìn tuō zī jīn] trust fund
信用贷款 [xìn yònɡ dài kuǎn] loan on credit
信用合作社 [xìn yònɡ hé zuò shè] credit cooperative
信用紧缩 [xìn yònɡ jǐn suō] credit squeeze
行员 [hánɡ yuán] bank staff/employee
询问处 [xún wèn chù] information desk
延迟付款 [yán chí fù kuǎn] deferred payment
延期 [yán qī] extend the date
延期支票 [yán qī zhī piào] deferred payment check
养老金法 [yǎnɡ lǎo jīn fǎ] annuity method
已付支票 [yǐ fù zhī piào] paid check
溢价 [yì jià] premium
银行 [yín hánɡ] bank
银行承兑汇票 [yín hánɡ chénɡ duì huì piào] banker’s acceptance bill
银行倒闭 [yín hánɡ dǎo bì] bank failure/bankruptcy
银行放款 [yín hánɡ fànɡ kuǎn] bank loan
银行付账联 [yín hánɡ fù zhànɡ lián] bank copy
银行核准付款编号 [yín hánɡ hé zhǔn fù kuǎn biān hào] authorization number; approved code
银行汇票 [yín hánɡ huì piào] bank draft
银行每月结单 [yín hánɡ měi yuè jié dān] monthly statement
银行票据贴现 [yín hánɡ piào jù tiē xiàn] bank discount
银行手续费 [yín hánɡ shǒu xù fèi] bank handling/procedure charge
银行信用卡 [yín hánɡ xìn yònɡ kǎ] credit card
银行业务 [yín hánɡ yè wù] banking
银行营业时间 [yín hánɡ yínɡ yè shí jiān] banking hours
印鉴 [yìn jiàn] impression of legal seal
印鉴卡 [yìn jiàn kǎ] signature/seal card
邮汇 [yóu huì] mail transfer; remit by letter
邮政汇票 [yóu zhènɡ huì piào] postal money order
游值 [yóu zhí] unstable/floating prices
有错当查 [yǒu cuò dānɡ chá] errors & omissions excepted (E & OE)
有价证券 [yǒu jià zhènɡ quàn] marketable securities
有追索权 [yǒu zhuī suǒ quán] with recourse
远期汇票 [yuǎn qī huì piào] time bill
远期支票 [yuǎn qī zhī piào] postdated check
月息率 [yuè xī lǜ] monthly interest rate
运送中现金 [yùn sònɡ zhōnɡ xiàn jīn] cash-in-transit
再发行 [zài fā xínɡ] re-issue
轧平头寸 [ɡá pínɡ tóu cùn] balance on account
账号 [zhànɡ hào] account number
账户 [zhànɡ hù] account
账户已结清 [zhànɡ hù yǐ jié qīnɡ] account closed
折合 [zhé hé] convert
折合率 [zhé hé lǜ] conversion rate
整 [zhěnɡ] only; even
正本汇票 [zhènɡ běn huì piào] original bill
政府存款 [zhènɡ fǔ cún kuǎn] government deposit
证券汇票 [zhènɡ quàn huì piào] securities draft
支出 [zhī chū] expense
支票 [zhī piào] check; [Britain] cheque
支票存根 [zhī piào cún ɡēn] check stub
支票存款簿 [zhī piào cún kuǎn bù] check book
支票影印本 [zhī piào yǐnɡ yìn běn] photostatic check
止付 [zhǐ fù] stop payment; suspension of payment
只许存款 [zhǐ xǔ cún kuǎn] for deposit only
只许收款 [zhǐ xǔ shōu kuǎn] for collection only
纸币 [zhǐ bì] paper money
中小企业银行 [zhōnɡ xiǎo qǐ yè yín hánɡ] bank for medium-scale enterprises; business bank
转手支票 [zhuǎn shǒu zhī piào] third party check
转账支出 [zhuǎn zhànɡ zhī chū] transfer debit to side
资金 [zī jīn] funds
资金周转 [zī jīn zhōu zhuǎn] financing
自由现金 [zì yóu xiàn jīn] free cash
作废 [zuò fèi] void
作废支票 [zuò fèi zhī piào] cancelled check 银行业务banking transactions;banking business |